How Much Could Credit Builder Improve My Credit?Credit Builder members who make on-time payments and saw a credit score increase had an average credit score increase of 41 points within 5 months.²
A New Way to Build CreditYou can build consistent payment behaviour to increase your credit!
Step 2We report your payment status to Equifax Canada
Step 3Each on-time payment reported builds your credit history⁴
Who Benefits from Credit Builder?
Get Credit Builder
A New Way to Build CreditYou can build consistent payment behaviour to increase your credit!
- Achieve your financial goals
- No hard credit check when you apply
- You can cancel anytime without financial penalty
Step 2We report your payment status to Equifax Canada
Step 3Each on-time payment reported builds your credit history⁴
Who Benefits from Credit Builder?
- Canadians who are aiming to build their credit history and diversify their credit mix
- Those who want to build their credit to access more credit products like loans, credit cards and mortgages, and at lower interest rates
Get Credit Builder